Different car insurance coverages

If you're thinking of insuring your car, you should know the details covering each type of policy.

Car insurance rates

Are you considering buying insurance for your car? It's a smart and cautious decision that we should all do as soon as it hits the car, even before removing from the agency or place of purchase.

Meet the packet types and its detailed coverage, and be sure to choose the most suitable for your use and handling.

Basic Coverage, Advanced Coverage and B

Basic insurance that our countries are asking to circulate the liability. This policy, called class A, covers the support for damage, injury and death caused to third parties and operate your vehicle. In some places the basic insurance must also include coverage for theft and fire all at the "moons" are added, ie, theft or breakage of the windows of the car, including the optics and mirrors.

Advanced Coverage : I Added to this is added, in a simple advanced coverage, car loan during repair of the insured vehicle, and mechanical and medical assistance to the driver and passengers while traveling. 

A supplement policy or a more comprehensive package provide mechanical and medical care in the city of the insured and against claims, including transfer cranes. services

Coverage B : In addition to the above detailed coverage, coverage package B includes the vehicle own damage and third. It can also assist in medical and mechanical issues, and adds legal services and procedures for loss or withdrawal of license to drive .

The most comprehensive policies will add legal assistance and defense of fines to the owner or driver of the insured car.

Liability insurance

It is a term that you should look for in the insurance policy. This product covers the damage we cause to other drivers or their vehicles, under our fault the accident. It may be included in the Mandatory Civil Liability, or supplemented by the Supplemental or Voluntary coverage. This item usually include legal expenses of the insured and insurance of the driver, while the product may be "expanded" or "combined", and in this case, covers damaged glasses, car theft and damage from fire and water, and even climate issues.

All risk

Insurance "All Risks" cover the basic coverage, third and third expanded, adding coverage for own damages, which may include theft, destruction and partial or total vehicle fire, combined with climatic, by water or other factors. This type of coverage can also include a "franchise", an amount paid by the insured person in case of disaster, with a maximum figure.